Privacy Policy
[Date]
Data controller
Data processing is carried out by [Name / status (independent)] – Contact: [email]
Data collected
Account information (name, email), bank statements imported by the user (CSV/Excel), technical data (logs, essential cookies).
Processing purposes
Providing transaction analysis and categorization service, improving artificial intelligence models (only on anonymized data and with explicit consent), producing anonymized aggregate statistics.
Legal basis
Contract performance (service use) and explicit consent (AI improvement and anonymized analyses).
Hosting and security
Data hosted in Switzerland (Infomaniak). Encryption in transit (HTTPS) and at rest. Limited data access by the publisher only.
Data sharing
No sharing with third parties without consent. Technical providers (hosting) process data only within the contractual framework.
User rights
In accordance with the DPA and GDPR, you have the following rights: access, rectification, deletion, withdrawal of consent and data portability. To exercise your rights: [contact email].
Retention period
Bank statements are kept [X months] after import, except voluntary deletion by the user. Anonymized data may be kept for statistical purposes and model improvement.
Consent
Consent to the use of data for AI is separate and optional. You can withdraw your consent at any time in the user interface.
Modifications
This policy may be updated. Users will be informed in case of significant changes.