Privacy Policy

17 July 2026

Data controller

Processing is carried out by Karim Zerika, in a personal capacity — contact: contact@budzen.ch.

Data collected

Account data (email, profile), transactions and metadata from CSV/PDF imports or manual entry, technical data (logs, essential cookies). Audience measurement (Google Analytics) only if you enable “analytics” cookies.

Purposes

Providing BudZen (account, wealth, budget, import, categorisation, insights), securing and operating the service, and — only with consent — measuring marketing-site audience.

Legal basis

Contract performance (providing the service); legitimate interests (security, limited technical improvement); consent for analytics cookies and other optional processing.

Hosting and security

The application and API are hosted by Infomaniak (Switzerland). Authentication and application data are stored via Supabase. Traffic uses HTTPS. Operational access is limited to people needed to run the service.

Processors and sharing

BudZen does not sell your data. Processors acting on our behalf include: Supabase (auth, database), Infomaniak (hosting and AI Tools for mapping/vision/categorisation on import), Stripe (subscription payments when enabled), Google Analytics (only with cookie consent). They act only for their technical role.

Your rights

Under Swiss FADP and, where applicable, GDPR: access, rectification, erasure, objection, portability and withdrawal of consent (cookies). Contact: contact@budzen.ch.

Retention

Account and transaction data are kept while the account is active, and until you delete data or request deletion at contact@budzen.ch, subject to limited legal retention (technical logs, billing).

Cookies and consent

Non-essential cookies (analytics) are set only after consent via the banner or Cookies page. You may change your choice anytime. Infomaniak AI used during import is part of providing the service as described above; it is not a separate commercial training programme on your data.

Updates

This policy may be updated. The revision date appears at the top. Users will be informed of material changes.